Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Essential Car Insurance Facts for Calgary
In Calgary, driving isn't always easy. Drivers must brave weather that can change quickly, and heavy rush hour traffic. Regardless, you'll always need car insurance, whether you are daily commuter, weekend adventurer, or an occasional driver.
Average Car Insurance Costs in Calgary and Alberta
Although Alberta has a private insurance market, the insurance rates themselves are still regulated by the provincial government. There are two agencies in Alberta that oversee car insurance rates: The Automobile Insurance Rate Board and the Office of the Superintendent of Insurance.
In 2004, Alberta implemented a premium grid on auto insurers, settings maximum premium levels for basic coverage. The grid takes into account where you live, the number of years you've been licensed, the number of claims you've had in the last six years, and how many driving convictions you have on your record. But it is still important to shop around because even with the premium grid, auto insurance rates vary wildly within Alberta.
If you are aged 25 or under in Alberta, you are considered young and will pay around $187/month for Alberta car insurance. However, as you get older your premiums will go down. For example, you'll pay around $152/month at ages 31-35, about $122/month at ages 46-50, and around $100/month at ages 56-60.
Auto insurance rates in Alberta are determined by a variety of factors:
Your gender and age
Your driving experience
Type of vehicle you drive
Location and use of your vehicle
Your driving record
The amount of coverage you've selected
How to get the Cheapest Auto Insurance in Alberta
Compare rates among various companies and don't feel like you must stick with the insurers your parents used. There are many insurance providers available, and often they use competitive pricing, meaning different providers may offer the same policies at greatly different prices. Talk to a broker (who compares auto insurance rates in Calgary for you) or use online tools to see where you can get the best rate for the coverage that is right for you. As well, reading auto insurance reviews will help you avoid unexpected issues. Search online for opinions using blogs and forums.
Sometimes you can get better rates if you bypass the broker or agent and deal with a direct insurer, like Belairdirect or TD Insurance.
Use rate tools and calculators. For instance, if your credit card includes rental car protection, you can save 20 per cent by paying with it. You can use a credit card navigator tool to assist you in finding insurance for a rental car compatible with the value add-ons on your credit card. You can also use an insurance price comparison tool to compare insurance premiums.
Bundle your car insurance in Calgary with other policies. For example, if you have multiple vehicles and a home to insure, you can bundle them with one insurance company to get a bundle discount. Insurance companies reward their customers for giving them more business.
If you got your policy you were a smoker and can prove you have quit smoking since then and have not returned to it for at least one year, they will reduce your insurance premiums. Smokers typically pay double the amount for premiums!
Invest in driving a hybrid vehicle. By purchasing a hybrid, you may save on more than just gas! Inquire with your insurance company to see if they offer discounts for hybrid vehicles.
What You Need to Know About Reporting a Stolen Car
Can you imagine how it would feel to park your car somewhere, only to find it missing later on? Many people experience this tragedy on a daily basis. In fact, according to CNBC.com, "Roughly 800,000 to one million cars are stolen in America every single year." These numbers are extraordinary, making car theft a common occurrence all across the country. This also means that the insurance claim process can be quite complex and tedious.
If you are prepared to report your car as stolen, there are a few important things you should know about car insurance coverage for stolen vehicles, as well as the investigation process for car theft claims. Continue reading to learn what you need to know about filing an insurance claim for a stolen car.
FIRST: Was Your Car Really Stolen?
Once you have noticed that your car is missing, it is wise to reconsider all the possibilities before making an insurance claim and police report. You can check for parking signs to see if it had been towed, ask friends and family if they borrowed your vehicle, or call your car loan company to see if it was repossessed. When there is no other possible reason for your car to be missing, then it is safe to move forward with filing an insurance claim and police report.
Insurance Coverage for Stolen Cars
In order to have insurance coverage in the case that your car is stolen, you must have comprehensive coverage on your insurance policy. This is something that is required in all states. If your vehicle is stolen off of your personal property, you cannot file it under your home owners' insurance policy; you must have an auto policy with comprehensive coverage to cover the loss.
Car Theft Claims Process
When you are sure your car has been stolen, you must report it to the police immediately for documentation. At the same time, you must notify your auto insurance carrier. Most carriers operate using a 30-day claim waiting period to see if the car is ever recovered, which generally begins on the date of theft. Furthermore, comprehensive coverage does not cover personal belongings that are stolen out of a vehicle. Items like phones, computers, clothing, jewelry, equipment, and more, could be covered in a renter's or home insurance policy, but not in an auto policy.
Car Theft Investigations
Car theft claims are taken very seriously at insurance companies. They are investigated closely by adjusters to ensure that fraud is not at play. Filing a fraudulent car theft insurance claim is a felony punishable by prison time, fines, and more. They will record all conversations with clients, and ask very detailed and intrusive questions. As long as you are not committing a crime, you shouldn't take the investigation process personally. The insurance adjuster is just doing their job.
Hire a Criminal Defense Lawyer for Fraud Charges
Fraud crimes are charged as either misdemeanors or felonies, depending on the particulars of a person's case. If you were recently arrested on facing fraud charges in Indiana, you are facing hefty fines, imprisonment, and other severe penalties. The best step you can take toward securing your rights and protecting your freedoms is calling a licensed fraud lawyer for tough and aggressive criminal defense; otherwise, you risk be sentenced to the maximum levels of punishment in Indiana.
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